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Stock Market Today: Why the S&P 500 Slipped as Yields Hit a 19-Year High

The S&P 500 fell about 0.75% to 7,706 on September 23 as the 10-year Treasury yield climbed above 5.1%, its highest since 2007, and traders raised the odds of another Fed hike in October. SPY sits about 1.5% below its August record.

By The Tradeskill Research Desk·Updated September 24, 2026·5 min read
Live snapshot
$767.81 (SPY)down 0.72% on the day and about 1.5% below its August 13 record high of $779.37Sourced September 23, 2026
Quick Answer

US stocks fell on Wednesday, September 23: the S&P 500 lost about 0.75% to close near 7,706, the Nasdaq Composite dropped about 1.1% and the Dow gave up roughly 350 points. The trigger was the bond market, not earnings. The 10-year Treasury yield pushed above 5.1%, its highest level since 2007, after September business-activity data showed the fastest growth in five years and revived inflation worries. Traders responded by pricing roughly a 71% chance of another quarter-point Fed hike at the October 27–28 meeting. The S&P 500 ETF (SPY) closed at $767.81, still only about 1.5% below its August 13 record, so this is a pullback inside an uptrend rather than a breakdown.

What Is Driving the Move?

Bond yields at a 19-year high

The 10-year Treasury yield climbed above 5.1% and the 5-year crossed 5% for the first time since 2007. Higher risk-free yields raise the discount rate applied to future company profits, which hits richly valued growth stocks hardest — the reason the Nasdaq fell more than the Dow.

Strong data revived rate-hike bets

September business activity expanded at its fastest pace in five years. Good news for the economy read as bad news for rates: traders lifted the odds of a second hike in this cycle, after the Fed raised its target range to 3.75%–4.00% on September 16, and Fed Governor Michael Barr said further adjustments are likely to be needed.

Oil near $98 adds to the inflation story

Brent crude traded around $98 a barrel and WTI near $92. Higher energy costs feed straight into inflation expectations, which is the same pressure pushing yields up.

Tech led the decline

Rate-sensitive megacaps did most of the damage: NVIDIA fell about 1.5% and the Nasdaq-100 ETF (QQQ) lost roughly 0.8% to $741.21. Mortgage rates also rose to around a two-year high, a reminder that the move in yields reaches well beyond the stock market.

Technical Analysis

SPY closed at $767.81, above its 20-day average (about $765) and 50-day average (about $761) — the short-term uptrend is intact despite the down day.

Resistance is the $773–$775 area where SPY stalled on September 21–22, then the August 13 record high at $779.37.

Support sits at the 50-day average near $761, then the September lows around $750–$754. The 200-day average near $718 is far below and marks the long-term trend.

See the live S&P 500 (SPY) chart on The Tradeskill for where price sits versus $761 and $775 right now.

What Traders Should Watch

  • The 10-year Treasury yield: a sustained move above 5% has been the clearest headwind for stocks this month.
  • Fed speakers and the odds of an October 27–28 hike, which have swung sharply with each data release.
  • Oil prices, given how directly they feed inflation expectations.
  • Headlines from President Xi Jinping’s Washington visit, where trade, rare earths and AI are on the agenda.

None of this is a guarantee of what happens next. It is a checklist for reading the move, not a prediction.

The Tradeskill View

Days like this are a useful lesson in what actually moves an index: there was no big earnings miss, just a repricing of interest rates. Watching the bond market is part of trading stocks.

A 0.75% drop with the index still near its record is normal noise in an uptrend. The levels that would change the picture are the 50-day average near $761 and the September lows around $750.

Pull up the live SPY chart on The Tradeskill, mark those levels, and practise your read with $20,000 in virtual cash before risking real money.

Frequently asked questions

Why is the stock market down today?

On September 23 the main driver was rising bond yields: the 10-year Treasury yield topped 5.1%, its highest since 2007, after strong business-activity data raised the odds of another Fed rate hike in October.

How far is the S&P 500 from its record high?

The S&P 500 ETF (SPY) closed at $767.81, about 1.5% below its August 13 record high of $779.37.

Why do higher Treasury yields hurt stocks?

Higher yields make safe bonds more attractive relative to stocks and raise the rate used to value future profits, which weighs most on high-growth, highly valued technology companies.

Can I practise trading the S&P 500 without real money?

Yes. The Tradeskill lets you trade SPY, QQQ and major US stocks with $20,000 in virtual cash on live prices, for free.

Want to test your market idea?

Try it with The Tradeskill's paper trading platform, with $20,000 in virtual cash and zero real-money risk.

Disclaimer: this article is educational analysis, not financial advice. Markets involve risk, and past behavior does not guarantee future results. Always do your own research.

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